STRATEGIC IMPACT

Gathering of financial data for the customer’s loan. Increase the loan book.

KEY PERFORMANCE AREAS

  1. Verify the accuracy and completeness of the loan documentation, follow-up on missing items and maintain a register/Trackers per branch of all loans returned.
  2. Work with Sales Executives to anticipate, identify and collect documents needed for efficient, and timely approvals on new and existing credits.
  3. Verify compliance with NDB’s credit policies and procedures by monitoring activities related to quality disbursement and portfolio monitoring and other routine lending activities.
  4. Check loan securities adequacy perfection, Client affordability, documentation, Loan Purpose, and Credit history in line with the credit policy and procedure and recommend for approval by the relevant authorities.
  5. Develop and execute Credit Risk Reporting, including coordination of such reporting and execution of subsequent actions.
  6. Ensures that all credit files are complete, identify any documentation deficiencies, and report to Sales Executive as needed for timely resolution.
  7. Recommend for discharge of loan after clients has met all their loan obligations.
  8. Prepare portfolio review periodically to access if credit policy processes are being followed.
  9. Review NPL loan book and arrange lessons learnt credit clinics to ensure that NPL is reduced.
  10. Assist the relationship manager in ensuring monitoring and control is done post disbursement and key documentation in line with loan agreements is collected.

 

QUALIFICATIONS & EXPERIENCE

  • A Bachelor’s Degree in Finance/Banking/Economics/Accounting or other equivalent financial qualification.
  • At least 3 years post qualification analytics experience in a related field preferably in a financial institute

 

Closing date: September 08, 2023

 

APPLY FOR THIS JOB